0845 650 6200

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Innovative Loan &
Mortgage Software

“Since adopting Target's Lending software solutions, it has helped us reduce I.T costs by over 70% and mitigate our risk.”

Welcome Finance

Are you looking for innovative lending software that enables rapid diversification?

Our customer centric loan management software supports all your products on a single platform. Our fully integrated modules support your loan lifecycle from loan origination, through account management and collections. In this evolving market our lending software enables you to diversify rapidly, maximise portfolio insight and value, whilst mitigating your risk.



Having the flexibility to adapt to ever changing market conditions is critical to your business. Today you need to quickly provide loan products with competitive rates, rapid approvals and excellent customer service. Our multi-product originations system provides the agility you need to innovate rapidly.

Our multi-channel solution supports your applications from introducers, call centers, the web and your branch networks. We will efficiently manage your full loan lifecycle from initial customer enquiry through to fund disbursement and loan activation.

Diversifying and bringing your new innovative products to market quickly is made easy with our configurable originations system.

View our loan and mortgage software brochure


Account Management

Our innovative account management module takes up the administration of your loans once funds have been disbursed. Sophisticated automation plays a crucial role in providing you with a high level of customer servicing.

Your accounts will run in periodic cycle where income recognition, interest calculations and payments are processed through to the point of account closure.

Accurate insight into the performance of your portfolio is key to business success. Our system provides a granular level of financial data and management information. We equip you with a flexible management information suite or we can provide a data feed into your chosen solution.


Accounts and Billing Software

In today’s high volume web enabled world our flexible accounts and billing system delivers reduced operating costs and improved efficiency whilst driving your competitive advantage.  

Our platform can support any loan type from insurance premium finance, motor, asset and retail finance through to unsecured and secured loan types.  

Automation and flexibility are at the core of our solution reducing processing times, freeing your team to focus on your customers.  The modular approach enables the system to be easily integrated as a “slave” to your existing solutions or as a standalone replacement. 

The intuitive user interface means speed to market for changes to existing products or entirely new ones is handled by your own configuration without reliance on IT or development.


Arrears Management Software

In a regulatory landscape where strengthening your arrears management is essential you need a system that efficiently collects your overdue loan and mortgage payments. Our collections module manages your entire lifecycle from identifying early repayment problems, managing delinquency through to debt recovery and litigation.

High levels of automation allow a host of time consuming activities to be completed more efficiently without your team’s manual intervention. Our system will apply multiple pre-delinquency and arrears strategies which reduce your arrears rates and risk exposure.

Major financial institutions and utilities including Secure Trust BankWelcome Finance and Yorkshire Water rely on our collections software, find out how today 0845 650 6200 or download our case studies.

Our loan and mortgage software clients include

Secure Trust

Lending News

Award winning Target

13/05/2016   Lending news

We are extremely proud to announce that last night we were awarded "Best Credit Services Provider" at the 2016 Credit Today Awards in London.

Leading P2P provider Ratesetter appoints Target

19/04/2016   Lending news

Target Group, the financial services outsourcing and software business, has been appointed to provide standby servicing to Ratesetter one of the UK’s leading peer-to-peer (P2P) lending platforms.

Thought Leadership

Lending into Retirement

16/05/2016   Ian Larkin   Lending

The confluence of an ageing UK population, house price inflation and new pension freedoms all points to the importance of finding solutions to the question of how our industry best lends into retirement.

Smarter, stronger, faster – how do lenders gain a competitive edge in a crowded market place?

11/05/2016   MFG   Rob Evans   Lending

The lending market looks to have entered another cycle over the past few years. From an initial lack of supply,we now seem to be moving into the start of another rotation that is witnessing increased competition as challenger banks, Peer-to-Peer (P2P) lenders and other disrupters look to carve out their own share of the sector and challenge established players head on


How can I track operator performance to ensure targets are being met?

The solution provides you with real time reports on key collector performance indicators such as: numbers of accounts worked within each allocated risk category, promises to pay recorded by a collector, amounts collected against specific promises and many more. Target can provide consultancy and support to develop bespoke reports and advice on the provision of data to existing reporting tools or data warehouse facilities to provide a wide reaching reporting capability.

What records are kept of operator activities?

A loan level diary presents a full history of actions taken on an account, each step in the process being logged with the operator's identity and date/time of occurrence. Furthermore, operators have real time access to all inbound and outbound correspondence for the loan from the same diary.

Learn more on how our loan administration software can mitigate your risk and improve your efficiency call us on 0845 650 6200.

Get in touch now