Solutions for lenders

Loan & mortgage servicing

Target's outsourced loan servicing solutions offers you complete confidence that your portfolio is being managed professionally and effectively.

Our experienced loan and mortgage servicing team combines industry knowledge, specialist business processes, and effective strategies to help originate new business or realise the value in your existing portfolio.

Target is rated by Standard & Poor's as "Above Average" for primary residential mortgage servicing and primary consumer finance in the UK.

We believe that one approach does not fit all so we offer flexible, efficient service solutions.  All this is underpinned by Target's advanced loan and mortgage software. 

We provide insightful business intelligence that presents an accurate picture of your portfolio's performance - equipping you to make confident decisions.

Both primary and standby servicing arrangements are available.

Target currently manages portfolios across residential mortgages and commercial mortgages, secured loans, motor finance, retail finance and equity release.

Key Solution Features

Servicing Operation

Ready to go

Choosing to partner with Target gives you ready access to an established, proven outsourced loan and mortgage operation. Our implementation methodology enables the efficient transition of your portfolios at low risk.

Target's track record demonstrates our success.  Explore our case studies.

Insight

Gain the insight to innovate

Engaging Target will give you fresh insight into current strategies and the flexibility to innovate. We help our clients gain competitive advantage, arming you with the information you need to define:

  • Customer management strategies: to maximise the return on your portfolio whilst ensuring customer satisfaction.
  • Collections strategies: utilising innovative arrears strategies
  • Product strategies: our solutions enable you to closely monitor the performance of existing products.  We also enables you to pilot new products prior to full product launch.
S&P accredited

Target is rated by Standard & Poor's as "Above Average" for primary residential mortgage servicing and for primary consumer finance in the UK. 

We are the only financial business process outsourcing company in the UK with an S&P ranking for primary consumer finance.

Read the full Standard & Poor's Report for their full evaluation.

Control

Putting you in control

Clients receive comprehensive Management Information for both portfolio and operational performance.

Control portfolio performance: Our Financial Consultants provide specialist accounting and portfolio analysis to value your loan book and enable you to extract maximum value from your portfolio, or make it fit to securitise or sell.  Our aim is to offer full transparency to provide security to investors and regulators.

Control operations:  Your service definition will clearly set out service levels and regular client account meetings will keep you fully informed.

Compliance

Ensuring a compliant service

Our Risk & Compliance team is focussed on creating a compliance culture across our business.

Our experienced team closely monitors new legislation and regulatory guidelines to manage the impact on our servicing operation and our clients. Clients benefit from regular operational risk management and compliance reviews.

Success stories

Client ConfidentialMortgage servicing and software

A leading Building Society choose to outsource to more efficiently run its multi-sector loan & mortgage books.

View all case studies

News articles

Target pixelsTarget maintains S&P 'Above Average' ranking

Standard & Poor’s Ratings Services have affirmed Target Servicing’s “Above Average” ranking as a primary servicer of residential mortgages and consumer finance in the UK.

View all news articles


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