Category: Latest Thinking

Paul Smee, Director General, Council of Mortgage Lenders Interview

We catch up with Paul Smee, Director General of Council of Mortgage Lenders

Are you prepared for the technology revolution?

With Halifax said to be trialling the use of heartbeat monitors to determine a customer’s identity, technology in the financial sector appears to be advancing more quickly than ever. The bank has revealed plans to use special wristbands to check the heartbeat of its customers – something which is completely unique to each individual - before allowing them to access their online banking facilities.

Question and Answer with Richard Thompson, Partner Portfolio Advisory Group at PwC

We catch up with Richard Thompson, Partner Portfolio Advisory Group at PwC.

Asset Rich or Cash Poor. Is Equity Release what you are looking for?

2014 was the best year ever recorded for Equity Release lending. £1.4bn was loaned into the market and the number of new customers also reached its highest level for 6 years.

The inexorable rise of the new lender and TPMA

So we have recovered. It seems that most commentators believe that the UK economy is back on a safer footing (despite some notable risks and potential headwinds) and as the wider economic environment continues to improve the UK mortgage market is, broadly speaking, on the up. 2014 saw regulatory issues dominate.

Ian Ferguson Q&A

We have a quick Q&A with Ian Ferguson

Data Analytics

Whether they realise it or not most large organisations are awash with valuable data. More often than not, there is a mountain of information tucked away in a number of departments, in varying states of accessibility, accuracy and formats.

The Regulatory Year Ahead

2014 was an eventful year for Financial Services! The introduction of the Mortgage Market Review (MMR), as well as the implementation of the Consumer Sourcebook kept everyone busy and 2015 looks like it will be more of the same.

What will the mortgage market look like in 2015?

We have seen some significant changes in the mortgage market over the last year, the most substantial being the implementation of the Mortgage Market Review (MMR) in April. Undoubtedly one of the most extensive pieces of legislation the sector has witnessed in the last decade.