Category: Lending
September 2, 2020
UK Consumer Debt: At a glance
Lenders are facing a tsunami of challenges off the back of the Covid-19 pandemic. The impact on consumer debt in the UK is huge and long-lasting. As we head towards the end of the furlough scheme, and with payment holidays finishing soon, lenders will need to be prepared for what comes next.
July 13, 2020
5 things lenders need to know about Generation Z and their approach to finance
Beth Collins, Solutions Lead at Target Group, examines what matters most to Generation Z when looking for financial products and providers.
June 1, 2020
New challenges facing financial services in 2020 and beyond
Katie Pender, Senior Solutions Lead, takes a closer look at new key challenges facing financial services in 2020 and beyond.
May 29, 2020
Looking over the horizon of payment holidays and forbearance
We take a look at how businesses can adjust to the short and mid-term demand increase for servicing collections and arrears.
May 27, 2020
Arrears management for Local Authorities in a post-Covid-19 world
It's critical that local authorities and central government are well-prepared for an influx of financial support requirements as the lockdown is eased. Local authorities should be able to provide such support with empathy and fair treatment, despite tightened purse strings.
January 3, 2019
Can technology make consumer spending more ‘responsible’?
Charities are increasing their pressure on the finance industry to do more to protect its customers from their own spending. With Barclays introducing ways for its debit cards to be ‘switched off’ to certain types of spending, will we see such features extend further into all retail finance?
September 13, 2017
Millennials, loans and the digital-first conundrum
In lenders' boardrooms up and down the country there is a dawning realisation that to stay relevant they will have to increasingly appeal to a younger, more digitally-savvy demographic.
June 30, 2017
June CEO Blog
Once again politics has taken centre stage after the snap election threw up some intriguing results. The political train even stopped by Target’s offices in Newport in May as we welcomed the Foreign Secretary Boris Johnson.
April 11, 2017
Does the digital revolution pose a threat to vulnerable customers?
Digital processes are now increasingly commonplace in the lending industry. Numerous challenger organisations have launched in the past decade, each looking to disrupt the market and steal a significant share from established firms.