Loan & Mortgage Software

Are you looking for innovative lending software that enables rapid diversification?

Our fully integrated modules support your loan lifecycle from loan origination, through account management and collections. In this evolving market our lending software enables you to diversify rapidly, maximise portfolio insight and value, whilst mitigating your risk.

Download our White Paper on the Millennials' Attitudes to the Lending Market to discover how this age group is disrupting UK lending

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Having the flexibility to adapt to ever changing market conditions is critical to your business. Today you need to quickly provide loan products with competitive rates, rapid approvals and excellent customer service. Our multi-product originations system provides the agility you need to innovate rapidly.

  • Our multi-channel solution supports your applications from introducers, call centres, the web and your branch networks. We will efficiently manage your full loan lifecycle from initial customer enquiry through to fund disbursement and loan activation.

  • Diversifying and bringing your new innovative products to market quickly is made easy with our configurable originations system.

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Account management

Our innovative account management module takes up the administration of your loans once funds have been disbursed. Sophisticated automation plays a crucial role in providing you with a high level of customer servicing.

  • Your accounts will run in periodic cycle where income recognition, interest calculations and payments are processed through to the point of account closure.

  • Accurate insight into the performance of your portfolio is key to business success. Our system provides a granular level of financial data and management information. We equip you with a flexible management information suite or we can provide a data feed into your chosen solution.

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Accounts and billing software

In today’s high volume web enabled world our flexible accounts and billing system delivers reduced operating costs and improved efficiency whilst driving your competitive advantage.

Our platform can support any loan type from insurance premium finance, motor asset and retail finance through to unsecured and secured loan types

Automation and flexibility are at the core of our solution reducing processing times, freeing your team to focus on your customers. The modular approach enables the system to be easily integrated as a ‘slave’ to your existing solutions or as a standalone replacement.

The intuitive interface means speed to market for changes to existing products or entirely new ones is handled by your own configuration without reliance on IT or development.

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Arrears management software

In a regulatory landscape where strengthening your arrears management is essential, you need a system that efficiently collects your overdue loan and mortgage payments. Our collections module manages your entire lifecycle from identifying early repayment problems, managing delinquency through to debt recovery and litigation.

High levels of automation allow a host of time consuming activities to be completed more efficiently without your team’s manual intervention. Our system will apply multiple pre-delinquency and arrears strategies which reduce your arrears rates and risk exposure.

Major financial institutions and utilities including Secure Trust Bank, Welcome Finance and Yorkshire Water rely on our collections software, find out how today 0845 650 6200 or download our case studies.

“Since adopting Target's Lending software solutions, it has helped us reduce I.T costs by over 70% and mitigate our risk.” Welcome Finance

Innovative Loan & Mortgage software trusted by leading brands

Get in touch now to discover how we can work with you to solve your challenges. Call us on 0845 650 6200