Portfolio Trading

Supporting organisations in both managing and maximising asset value, driving outstanding performance, with high standards of compliance.

Portfolio Trading Support

If you’re considering buying, selling or holding loan portfolios we have the knowledge, insight and experience to support you in both managing and maximising value from your assets. We drive outstanding portfolio performance, with high standards of compliance, and deliver seamless migrations across the widest range of asset classes in the market.

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Our experience

We have extensive experience across the whole portfolio lifecycle gained from investing, servicing and reporting on both our own portfolios and those of major international banks.

We are one of the UK’s leading loan servicing providers trusted by over 50 major financial institutions:

  • Over 40+ years of experience with in house software solutions

  • 18 Million accounts are managed through our systems

  • 250,000 fully serviced accounts currently under management

  • £400 Million of arrears collected each year

As a minimum we understand the importance of delivering on time and on budget. But we aim to go further to exceed your expectations and increase value.  We are proud of our 100% success in portfolio migration and our arrears performance.

h Download our Portfolio Trading brochure

Maximising Value

Increasing Collections Rates

  • Our dynamic approach to collections incorporating advanced data analytics, consistently delivers results that improve collection rates.
  • Our seamless migration transfer allows us to deliver a collection performance far exceeding our clients pre-migration targets.

Migration Assurance

  • A highly effective and seamless approach
  • 100% migration success across all portfolios.
  • A seamless customer payment experience achieved on all migrations
  • A proven model and expertise mitigating the inherent transfer risk in every migration.

Outstanding Portfolio Performance

We offer our loan servicing clients market leading performance based upon a unique blend of analytical and compliance skills with experience they both value and trust. With our track record, clients know that our highly effective processes and controls will deliver for them, protecting their investment and reputations.

Innovative & Agile

Every client portfolio is an opportunity for our expert team to support you in maximising the value of your book. We can support you with repair, break up, securitisation or even sale.

Wide range of loan support

We support the servicing of a full range of loans; secured and unsecured, commercial and personal, performing and non-performing, residential, motor, device and retail. From origination to completion with 100% migration success.

Commercial & Compliant

A commercial and compliant culture runs through every policy, process and procedure. It's at the heart of everything we do and we wouldn't risk our reputation by risking yours.

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An extra level of buyer value

We offer portfolio buyers and owners a range of professional services that can help you enter new markets quickly, assess a portfolio’s value and take away the burden of regulatory responsibility.

Advanced Analytics 

Our analytical expertise offers valuable insight for portfolio valuation and driving improved collection rates. Our work in the purchase, sale, securitisation and servicing of portfolios can support you in areas including pricing, assumption validation, due diligence, bench marking, post acquisition, embedding reviews and remediation.

Compliance

If your business is engaged in activities that come under the control of a regulator, we can provide support, consultancy and assurance to help you manage your regulatory risks and maximise strategic opportunities.

Due Diligence

Due diligence can be a detailed, time consuming and costly exercise. We can support you by delivering comprehensive robust support for your business. We can carry out a full or partial portfolio review which adds consistency, quality and ultimately value to your loan portfolio.

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Servicing support

We support portfolio buyers and owners with a range of primary servicing, special servicing and standby servicing options for your portfolio.  We offer the widest loan servicing proposition for consumer and commercial loan products in the UK  with over £24bn assets under management on our systems.

Standard and Poor’s have rated us “Above Average” for primary servicing and “Average” for special servicing, giving you the confidence we can deliver to an industry expected standard

h View our Standard & Poor's rating

Trusted by leading financial serving companies

Get in touch now to discover how we can work with you to solve your challenges. Call us on 0845 650 6200