Legal Title Management

Legal title can be transferred to us to provide you with a highly flexible framework to allow you to restructure a portfolio in the future should you wish to (for example for securitisation).

How we can support you and mitigate your risk:

  • Automated bulk transfer and registration of legal title at land registry.
  • Automated bulk communication with borrowers on change of legal owner.
  • Automated bulk DD transfer.
  • Enquiry service for all post transfer borrower queries.
  • Creation of ring-fenced legal entity to hold title.
  • FCA reporting and complaints handling.
  • Web based risk and compliance dashboard for client login.
  • Compliant administration and reporting process to FCA guidelines.
  • Obtaining trustee consent on securitised portfolios.
  • Handling all process for change of control requirements on closed books.

This facility is available for our servicing clients on closed portfolios, regardless of whether the loans are on balance sheet or in a securitisation.

At Target, one of our core competencies is regulatory oversight and implementation, run by our highly experienced risk and compliance division. Our process is managed by our risk and compliance experts who already enforce the latest FCA regulatory processes that our clients require as part of their day to day activity.

Legal Title Transfer – The Facts

Learn more about how we can deliver a sophisticated legal title transfer programme, download our fact sheet or call us on 0845 6506200

h Legal Title Transfer Fact Sheet