Transforming the homebuying experience
Our cutting edge mortgage origination solution is transforming the homebuying experience for lenders, brokers and customers. Let us show you how!
What is Mortgage Hub?
Introducing our cost-effective, rapid deployment mortgage origination platform designed for lenders to offer seamless, channel-agnostic applications via brokers or direct to consumers.
Our solution streamlines the mortgage process through extensive 'best-in class' ecosystem integrations and a digital-first approach, ensuring compliance and efficiency.
Asset classes served
After extensive research with brokers, lenders, and other stakeholders, Mortgage Hub currently serves the following asset classes. Watch this space as we plan to bring on many more in 2025.
Limited Company Buy to Let (BTL)
Buy to Let
Residential Owner Occupied (OO)
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Addressing industry challenges
Lenders face increasing challenges in today's competitive mortgage landscape:
Legacy infrastructure
Outdated systems drain resources and impede digital progress, stifling innovation
Threat of digital entrants
Agile newcomers raise the bar with user-friendly, tech-savvy offerings
Enhanced customer expectations
Customers demand seamless tech integration without sacrificing personalised service
Cost challenges
Balancing immediate fiscal needs with crucial long-term tech investments
Administrative burden
Bureaucratic processes create bottlenecks, frustrating customers and staff alike.
Streamlining mortgage originations
For Brokers: Streamline your workflow
Empower your brokerage with seamless integration and real-time insights.
Key features:
- Broker portal: Access a centralised hub for managing all your client applications
- Real-time updates: Stay informed with live status updates on all cases, reducing the need for follow-ups
- Document management: Effortlessly upload and request necessary documents, ensuring a smooth transaction process.
For Underwriters: Enhance your decision-making
Precision and efficiency in every underwriting decision.
Key features:
- Comprehensive case management: Manage applications efficiently with a full suite of tools designed for underwriters
- Full underwriting capabilities: Access detailed borrower profiles and financial data to make informed decisions quickly
- Automated valuation models: Leverage technology to assess property values accurately and efficiently.
For Lenders: Accelerate your approval process
Real time data-driven decisions at your fingertips.
Key features:
- Decision engines: Utilise advanced algorithms to streamline the approval process and reduce time to decision
- Open Banking integration: Gain insights from real-time financial data to enhance decision accuracy
- Product updates: Stay ahead with the latest product offerings and market trends, ensuring you always have the best solutions for your clients.
Mortgage Hub delivers
Mortgage Hub solves the challenges that have plagued lenders, brokers and customers in the past.
Designed for the digital age, it streamlines the process for everyone, making it the smart choice for originations.
Agility
The ability to react to market conditions quickly to deliver innovative products
Competitive edge
Through improved market responsiveness
Reduced time to offer
Mortgage Hub provides a Decision in Principle (DiP) in minutes
Greater certainty
Surety of decision for borrowers (i.e. Improve underwriting quality to reduce time and cost)
Superior User Experience (UX)
Our modernised journey creates a truly customer centric experience
Application Programming Interface (API) connectivity
Enables cutting-edge integrations so you stay ahead of the curve
Reduced administration
Streamlined processes minimise errors and delays
Collaboration by design
Built for brokers, lenders and customers to stay connected throughout.
Holistic view
Provides a holistic view informed by real time data enabling informed decision making for lenders, brokers and customers.
Empowering customers
Empower your customers with a seamless mortgage journey through our innovative mortgage origination Software as a Service (SaaS) platform. Designed with lenders, brokers and borrowers in mind, our solution offers:
Effortless applications
Apply anytime, anywhere - through trusted brokers or directly online
Personalised experience
Designed with User Experience (UX) at its core, to provide guidance and support throughout the mortgage process
Quicker decisions
Cutting edge technology delivers a Decision in Principle (DiP) in minutes
Secure and compliant
State-of-the-art security through cloud based applications
Streamlined process
Best-in-class integrations eliminate paperwork and reduce burden and stress.
Our digital-first approach puts your customers at the heart of the mortgage experience, making homeownership dreams a reality with speed, simplicity, and confidence.
The technology powering our solution
Mortgage Hub is built on the Amazon Web Services cloud based technology stack for a fully secure, resilient, scalable and future proofed platform.
Key components include:
AWS Cloud native
Ensuring robustness and scalability.
Secure and resilient
Follows AWS best practice for data protection and access control.
Low/No operational overhead
Software as a Service (SaaS) model.
Operable by product engineers
No dedicated DevOps expertise required.
Provisioned via infrastructure as code
For consistency in configuration and set-up
Microservices architecture
Event driven backend for flexibility and scalability
Key integrations
Mortgage Hub leverages market-leading integrations to empower brokers and lenders, centralising application management within a single hub. Enjoy automated updates and a streamlined, digital, paperless process with the following integrations.
Provenir decisioning platform
Address search
Bank account verification
Secure email
Companies House
FCA
Pay 360 card payments
OKTA
Valuations
Property Intelligence
Servicing
Open Banking
Mortgage Hub - The future is now!
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